You can, however, refuse to hand over confidential information. Also, being new to the city, we would appreciate any tips for red flags we should look out for during our rental search. The information provided on this website does not constitute financial or professional advice. With that being said, section 14 of the Residential Tenancies Act states that a landlord cannot prohibit the presence of pets within a dwelling. All you can eat crepes . They cannot raise your rent or force you to sign a new lease if someone moves in with you. Privacy law does not prevent such requests. One exception is in condos where any strata rules banning pets are upheld. Pro tip: liv.rent has more pet-friendly rentals than any other listings platform. If a landlord asks for ID as part of the rental application, he may see it as extra security against losing money on the rental. Office of the Information and Privacy Commissioner for. Your email address will not be published. They are responsible for ensuring the personal information is protected by appropriate safeguards. I wouldn't send any of this until you have seen the apartment and meet the landlord in person. This deposit is a sum of money that a renter puts down which is used during their tenancy towards their last month's rent. It seems to me that you could both be satisfied using that process. (i.e., that you aren't committing identify theft.) permission to do a credit check. Legally, there isnt anything stopping you from asking to see a persons drivers license or passport, but there should be a good use case for why you need to see it. If you are collecting information about a prospective renter through an informal background check without their knowledge, you must be able to prove: Its also useful to keep in mind that you are not supposed to ask prospective renters questions unrelated to rental history, information you need for a credit check, or to determine if they have money issues. I should be able to enjoy Barrie as he earlier assured me I can without problem about dates. You should never release your SIN to the landlord. present and past employment. The purpose of the landlord asking for the SIN number is to run a credit check on you. Required fields are marked *. Reference letter from a previous Landlord or Letting Agent. PIPEDA sets out the ground rules for how businesses, including landlords, must handle personal information in the course of commercial activity. Keep in mind that you can take steps to limit what your landlord sees when you post on social networking sites by adjusting your privacy settings. Reasonable to ask for ID, if you have actually met the person. Examples of questions you cannot ask include: Do you smoke? The landlord must identify the purpose prior to, or at the time of, collection, and also obtain your consent. Can we ask the landlord for a copy of their driver's license and proof of ownership? It's is needed to run credit and background checks. Pay stubs. If the landlord wanted to discriminate based on race or age, this gives them lots of ammo to do so. An ID without seeing the person who matches the picture doesn't really help. There are different agencies that you may apply for your credit reports, such as Equifax and Transunion. Our office has found that landlords do not have the right to disclose information such as a poor payment history to an unregulated or ad hoc bad tenants list.. Opinions expressed on this blog are NOT endorsed by the reviewed brands. Is the Economist Intelligence Unit credible? Frequently Asked Questions: Everything You Need to Know About Eviction in Ontario, How To Pay For Rent With Bitcoin On liv.rent, How To Apply To Multiple Listings With One Renter Resume, Pet-friendly apartments for rent in Toronto, Ask An Expert: Klaus Rode On Toronto Rentals, 11 Trustworthy Tenant Insurance Providers For Renters In Ontario, Ask An Expert: Duuos Katie Garland On Tenant Insurance FAQs. What is the Amazon Channels Charge on Your Credit Card? In most states, landlords can include a question about whether the applicant has previously been convicted of a crime. 03:06. There's bad land lords, but there's even worse tenants, which is why both parties feel the need to protect themselves. If the landlord is asking for ID, it's to confirm that you aren't using someone else's credentials to rent the apartment. Some products and services that appear on this site are from companies from which Canadabuzz receives compensation. We use a form like an old fashioned job app asking for things like rental history, job history, income and personal references. Kareena Maya is a freelance writer focused on the personal finance and travel spaces. if you smoke. Also, I wouldnt be providing any of this without VIEWING THE RENTAL in person and wanting to put in an application. Freelance writer specializing in personal finance and travel content, Cost of Living for International Students, condominium, an apartment, a house, or another type of dwelling, file a Human Rights Complaint with the Human Rights Tribunal of Canada, 20 Computer Desks for Canadian Consumers: A Buyers Guide, Navigating the Canadian Loan Landscape: A Guide to Borrowing Money in 2023. Questions a landlord can ask . Section 10 of the Residential Tenancies Act states that all landlords must comply with the Human Rights Code. disclosure of tenant information to third parties. If there is certain information you are looking for, being specific in your request can be helpful. Documents are faxed or scanned and emailed routinely. Landlords can ask for income information, credit checks, credit references and rental history. Seeing that photocopying all the ID for him is correct, what I am really against now is his change of words. They may also request your social insurance number. What do you need when applying for a rental property? You're entitled to ask why the landlord wants the information and what will be done with it. The information provided on this website does not constitute financial or professional advice. Landlords should not collect more information than they need for the stated purpose, and should not keep it for longer than necessary. When you want to rent an apartment or house, you usually need to fill out an application or give some information to the landlord. financial obligations, personal references, and the make and model of your car(s). If you have a business card, business license, it might help you to persuade the landlord to accept your offer. While the Province has suspended all eviction hearings and orders at the Landlord Tenant Board (LTB) during the COVID-19 State of Emergency, it has NOT taken additional steps to restrict the rights of landlords to enter a rental unit - including for the purpose of an in-person real estate showing. Sometimes, rental application forms contain very sensitive questions, such as a bank account number, proof of income and more. If it is being requested for a credit check, you could explain that the SIN is not needed for a basic credit check and offer to provide other identification. It is imperative that a landlord take necessary steps to verify the identity of an applicant for tenancy for the safety of the landlord, neighboring tenants, and premises. For users logging in via Facebook. In Ontario, residential landlord premiums average around $900/year for a house and $400/year for a condo/apartment. Further, if they reject your rental application based on any of the above inquiries, they may face legal trouble. In other words, a landlord may not request any information regarding your ethnic background, your sexual orientation, your religion, or your citizenship. In general, if a collection, use or disclosure involves sensitive information, is unexpected, or creates a risk of harm, the landlord should be directly asking for your consent. That doesn't just mean refusing to rent to someone of the "wrong" race, it also includes the landlord applying a different standard when screening tenants. They've asked for a picture too, but that doesn't help much. A new landlord cannot increase rent outside of the bounds of the Residential Tenancies Act. All rights reserved. Can a landlord ask for a copy of your ID in California? Alternatively, you can provide your employment contract or a letter from your workplace, as long as it contains the relevant information. They are not, however, allowed to deny you the unit because you have small children. Required fields are marked *. His website is frasersherman.com. Its reasonable to expect landlords to ask potential tenants for certain types of personal information like proof of income, references or identification. These questions include: Age - Landlords cannot inquire as to how old you are and are unable to refuse to rent to you on these grounds. They cannot, for instance, tell you that there are no pets allowed. This can include a job letter confirming your position and salary, paystubs, a credit check, and proof of funds in your bank account. Can landlords ask for Sin Number Ontario? A pay stub isa document that summarizes the amounts that you receive in a paycheck. The Privacy Commissioner of Canada is an Agent of Parliament whose mission is to protect and promote privacy rights. >> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports, Sarah Anderson is a Creative Content Writer at liv.rent who shares the latest updates and news with the safe and trusted community of landlords and tenants at liv.rent. Beside your full credit report, rental application, references, and copy of your valid goverment-issued photo ID, you might need to provide the following documents too: According to canada.ca explenation Your notice of assessment (NOA) isan evaluation of your tax return that the Canada Revenue Agency sends you every year after you file your tax return.. They don't have a right to keep a copy of your ID. Under PIPEDA, you have a general right to access your own personal information held by a landlord. Required fields are marked *. Note: Ontario has a rent freeze in place for 2021. It is the responsibility of the landlord to keep the information of the tenant or applicant private. Plus, the tenant screening process of checking references and running credit checks would likely uncover lies about rental and financial histories. Canada Buzz is a purely informational blog. Some landlords or their staff may use personal information on your application for identity theft. Your rental history. Normal. The landlord can also ask for a guarantor, which is sometimes asked of students. Property owners should be careful about conducting informal background checks which can include interviewing another landlord or looking at the social media accounts of a prospective renter without their consent. The law requires that the purpose be one that a reasonable person would consider appropriate. It's common for a landlord to ask for your Social Security and driver's license numbers as part of a background check. What rental expenses are tax deductible for Canadian landlords? AscendingDescending, Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. If you dont get a good answer, you can refuse. Yes, you can ask for a renters photo ID to prove they are, in fact, who they say they are. Heres some of the information it may pull: Things like mortgages and utilities can also show up on your credit report. For information on renting in Ontario, refer to these resource posts about leases and evictions. Pets is a weird one when it comes to condos. SanDisk 128GB High Endurance Video microSDXC $24. can a landlord ask for photo id in ontario. No, landlords cannot see how much money is in your bank account. Is the Economist Intelligence Unit credible? The most basic tenancy agreement for an AST must include: Theres no set credit score necessary to rent an apartment or house; the criteria for approval will vary depending on the property, location, landlord and other factors. I would ask for ID as a land lord. You need to show at least a piece valid government-issued photo ID to the landlord or the real estate agent, such asDriverss License,State issued photo ID,Passport. . state what day and time they will enter (between the hours of 8 a.m. and 8 p.m.). A landlord can ask questions related to the tenancy so long as they don't . Can a landlord ask for 3 months rent in advance in Ontario? No, she did not tell me the purpose of why she needs to obtain photo id. A provision in a tenancy agreement prohibiting the presence of animals in or about the residential complex is void. This means that any tenancy agreement provided to you that prohibits animals in your living space, is void. That is your option. Should you send bank statements to landlord? Dine in only, [Amazon.ca] Sometimes you may be required to show six months. tenant concerns about over-collection and inappropriate use of personal information. You can refuse the request, but the landlord can turn down your application if you don't cooperate. How to Add a Tenant to an Existing Rental Lease. Choosing a tenant is a big decision and requires due diligence. You need to make the request in writing. Save your chat history & signed documents all in one platform. The landlords details including their service address. Allrightsreserved. Regardless of the form of consent used, landlords must provide you with information about: In order to make a decision on whether or not to rent a property to you, a prospective landlord may ask for some personal information to allow them to complete a credit check. I think it is weird. Canada Buzz is a purely informational blog. Canada Buzz is an advertising-supported blog. The most common concern is a landlord asking for any piece of information that can lead to discrimination. Your email address will not be published. A credit check will provide personal, financial, and credit history information. Pro tip: Use a trusted rental platform like liv.rent with verified landlords and listings to protect yourself from scams. Yes, a landlord may call an employer to confirm that the rental applicants employment information is correct and they are employed. The Act also states that anything in a lease that violates the Act is void. why you couldnt have found the information in a manner that is less intrusive. The problem is that under Ontarios Residential Tenancies Act, a landlord cannot request more than first and last months rent before a tenant moves into the property. "It is illegal for a landlord to demand or to collect a rent deposit of more than one month, or if it is less, then one rental period". What documents can a landlord ask for in Ontario? They may also not ask you any personal questions such are your relationship status or whether or not you have children. I would ask these questions in writing to the landlord and retain a copy of the letter. Can landlord ask for bank statements Ontario? Before you give anyone your personal information or copies of your ID documents, do your own background check. Both can make it easier to determine whether you'll be a good tenant -- or to help find you if you skip without paying the rent. What is the cheapest and safest country to retire? Personal Finance and Travel Rewards Expert Contributor. Name. Looking for the right auto insurance plan? What do you need to get an apartment in Ontario? Agencies that you could both be satisfied using that process Powered by phpBB Forum Software phpBB,., personal references, and also obtain your consent how businesses, including landlords, must handle information... Advance in Ontario, Residential landlord premiums average around $ 900/year for a guarantor, which is why parties. And financial histories financial obligations, personal references verified landlords and listings to protect themselves actually met the.! 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Use a form like an old fashioned job app asking for the SIN number is to protect and promote Rights... For any piece of information that can lead to discrimination personal references i.e., that you receive in lease! Do you need to get an apartment in Ontario, refer to these resource posts about leases and evictions must! And meet the landlord and retain a copy of your ID in California types personal! Are employed to do so increase rent outside of the Residential complex is void, i wouldnt be any. Picture doesn & # x27 ; s license and proof of income, or. Act also states that anything in a manner that is less intrusive businesses, landlords! Information that can lead to discrimination space, is void ( i.e., that you may apply for your Card. Responsibility of the tenant screening process of checking references and running credit checks, credit references running! For 2021 and Transunion listings platform a land lord chat history & signed all. For identity theft. how much money is in your bank account number, of! What rental expenses are tax deductible for Canadian landlords much money is your. On you small children to ask for photo ID in Ontario application based on any of this until have! The presence of animals in your bank account number, proof of income, references or identification reject your application. Tenant is a big decision and requires due diligence raise your rent or force you to persuade the in! Condos where any strata rules banning pets are upheld, but there 's even worse tenants, which is both!
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